HDFC credit card late payment charges are being revised by HDFC Bank from April 1, 2019, which all its credit card users need to take note of. As a card user, make sure to make the HDFC credit card payment by the due date as per the credit card statement.
The charge will vary depending on the outstanding balance on the account as generated in the statement. Typically, the due date is 45-51 days from the date when the credit card statement is generated.
Here are the revised charges on the HDFC cards, excluding the Infinia cards:
Statement balance: Rs 100
Late payment charges till March 31, 2019: Nil
Late payment charges from April 1, 2019:
Statement balance: Rs 100 to Rs 500
Late payment charges till March 31, 2019: Rs 100
Late payment charges from April 1, 2019:
Statement balance: Rs 501 to Rs 5000
Late payment charges till March 31, 2019: Rs 400
Late payment charges from April 1, 2019: Rs 500
Statement balance: Rs 5001 to Rs 10000
Late payment charges till March 31, 2019: Rs 500
Late payment charges from April 1, 2019: Rs 600
Statement balance: Rs 10000 to Rs 25000
Late payment charges till March 31, 2019: Rs 750
Late payment charges from April 1, 2019: Rs 800
Statement balance: More than Rs 25000
Late payment charges till March 31, 2019: Rs 750
Late payment charges from April 1, 2019: Rs 950
In order to avoid the late payment charges, one should ensure that at least the minimum due amount is paid on or before the due date.
HDFC credit card late payment charges are being revised by HDFC Bank from April 1, 2019, which all its credit card users need to take note of. As a card user, make sure to make the HDFC credit card payment by the due date as per the credit card statement.
The charge will vary depending on the outstanding balance on the account as generated in the statement. Typically, the due date is 45-51 days from the date when the credit card statement is generated.
Here are the revised charges on the HDFC cards, excluding the Infinia cards:
Statement balance: Rs 100
Late payment charges till March 31, 2019: Nil
Late payment charges from April 1, 2019:
Statement balance: Rs 100 to Rs 500
Late payment charges till March 31, 2019: Rs 100
Late payment charges from April 1, 2019:
Statement balance: Rs 501 to Rs 5000
Late payment charges till March 31, 2019: Rs 400
Late payment charges from April 1, 2019: Rs 500
Statement balance: Rs 5001 to Rs 10000
Late payment charges till March 31, 2019: Rs 500
Late payment charges from April 1, 2019: Rs 600
Statement balance: Rs 10000 to Rs 25000
Late payment charges till March 31, 2019: Rs 750
Late payment charges from April 1, 2019: Rs 800
Statement balance: More than Rs 25000
Late payment charges till March 31, 2019: Rs 750
Late payment charges from April 1, 2019: Rs 950
In order to avoid the late payment charges, one should ensure that at least the minimum due amount is paid on or before the due date.
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